East Asia & Pacific · GDP rank #20

Taiwan

TW · TWD @ 0.0318/USD

Tab 06

Fraud & security

Headline fraud totals and typology splits, the rollout of EMV chip, tokenisation, 3DS and biometrics, and the controlling data-protection and payments statutes.

APP fraud exploded in Taiwan 2023-24 driven by Cambodia-based call-centre rings targeting elderly depositors; National Police Agency established a dedicated Scam Response Center July 2024.

Reported payment fraud · 2024

8.2B TWD +31% vs prior year

Card-not-present share

81%

3DS adoption on CNP

89%

Trend lines

What's growing fastest

Where a full typology breakdown is not published, the authorities typically disclose year-on-year growth in specific scam categories. Authorised push-payment (APP) scams and account-takeover fraud are the canonical “wallet era” concerns in most markets.

  • Card-not-present share81%
  • APP scam growth YoY+52%
  • Account takeover growth YoY+26%

Controlling regulation

Personal Data Protection Act (PDPA)

Amendments May 2023 — new Personal Data Protection Commission operational since August 2025

Ministry of Digital Affairs (MODA)

Fraud Crime Prevention Act (新三法)

Package of three acts effective July 2024 — gives financial institutions powers to delay suspicious transfers; mandatory scam-warning pop-ups across all banking apps

Ministry of Justice