East Asia & Pacific · GDP rank #20

Taiwan

TW · TWD @ 0.0318/USD

Tab 05

Cross-border

Inbound and outbound remittance corridors, tourism flows, FX markup on retail cross-border, and the country's posture on stablecoin adoption. Corridor figures come from the World Bank RPW feed or the publishing central bank; both are cited when they disagree.

Reported inbound corridors

$600.0M

1 corridor

Reported outbound corridors

$2.7B

3 corridors

Avg. consumer FX markup

2.2%

Trend · compressing

Top inbound corridors

  • United States$600.0M

    3.2% cost

Top outbound corridors

  • Indonesia$1.2B

    via Chunghwa Post remittance, Taishin, E.SUN Bank · 4.8% cost

  • Vietnam$800.0M

    5.1% cost

  • Philippines$700.0M

    4.9% cost

FX cost

What consumers pay above the interbank

Retail FX markup is the spread between the mid-market rate and the rate the consumer receives — the single largest friction point in small-ticket cross-border.

Chunghwa Post's OFW remittance product at 0.8-1.2% is the lowest-cost channel for Indonesia/Vietnam/Philippines corridors.

Consumer FX markup vs 3% ceiling

0.0%benchmark 3.0%2.2%

Benchmark 3% is the G20 target for average remittance corridor cost; above the mark is expensive by policy standard.

Trend · compressing

Central Bank of the Republic of China (Taiwan) — CBC

Stablecoin posture · restricted

FSC banned the use of stablecoins for domestic payments in 2022; licensed VASPs may trade USDT/USDC under strict AML registration, effective September 2024 amendments.