East Asia & Pacific · GDP rank #30

Vietnam

VN · VND @ 0.0000379/USD

Tab 05

Cross-border

Inbound and outbound remittance corridors, tourism flows, FX markup on retail cross-border, and the country's posture on stablecoin adoption. Corridor figures come from the World Bank RPW feed or the publishing central bank; both are cited when they disagree.

Reported inbound corridors

$12.9B

4 corridors

Reported outbound corridors

$180.0M

1 corridor

Avg. consumer FX markup

3.7%

Trend · compressing

Top inbound corridors

  • United States$7.4B

    4.6% cost

  • Japan$2.5B

    4.2% cost

  • Korea, Republic of$2.2B

    4.1% cost

  • Taiwan$800.0M

    5.1% cost

Top outbound corridors

  • Cambodia$180.0M

    5.3% cost

FX cost

What consumers pay above the interbank

Retail FX markup is the spread between the mid-market rate and the rate the consumer receives — the single largest friction point in small-ticket cross-border.

Wise VN plus Remitly plus bank-corridor digitisation driving compression; legacy Western Union still dominates US corridor.

Consumer FX markup vs 3% ceiling

0.0%benchmark 3.0%3.7%

Benchmark 3% is the G20 target for average remittance corridor cost; above the mark is expensive by policy standard.

Trend · compressing

World Bank Remittance Prices Worldwide

Stablecoin posture · restricted_growing

Crypto not legally recognised for payments; SBV and MoF exploring regulatory framework. Informal P2P USDT use remains significant per Chainalysis 2024 Vietnam ranking (top-5 globally).