Personal Data Protection Act (PDPA)
Effective June 2022; PDPC Thailand is supervisory authority.
Personal Data Protection Committee (Thailand)
East Asia & Pacific · GDP rank #27
Thailand
TH · THB @ 0.0306/USD
Tab 06
Fraud & security
Headline fraud totals and typology splits, the rollout of EMV chip, tokenisation, 3DS and biometrics, and the controlling data-protection and payments statutes.
APP fraud continues to surge on PromptPay rails; BOT mandated biometric on mobile-banking transfers > THB 50,000 from January 2024. The Mule Account Crackdown closed ~280,000 suspect accounts in H2 2024.
Reported payment fraud · 2024
6.8B THB▲ +24% vs prior year
Card-not-present share
78%
3DS adoption on CNP
92%
Trend lines
What's growing fastest
Where a full typology breakdown is not published, the authorities typically disclose year-on-year growth in specific scam categories. Authorised push-payment (APP) scams and account-takeover fraud are the canonical “wallet era” concerns in most markets.
- Card-not-present share78%
- APP scam growth YoY+48%
- Account takeover growth YoY+28%
Controlling regulation
Royal Decree on Cyber Fraud Prevention 2023
Empowers banks to freeze suspected mule accounts; criminalises account rental to fraudsters.
Royal Gazette of Thailand / Bank of Thailand