East Asia & Pacific · GDP rank #27

Thailand

TH · THB @ 0.0306/USD

Tab 05

Cross-border

Inbound and outbound remittance corridors, tourism flows, FX markup on retail cross-border, and the country's posture on stablecoin adoption. Corridor figures come from the World Bank RPW feed or the publishing central bank; both are cited when they disagree.

Reported inbound corridors

$3.0B

2 corridors

Reported outbound corridors

$1.5B

2 corridors

Avg. consumer FX markup

2.4%

Trend · compressing

Top inbound corridors

  • United States$2.2B

    2.8% cost

  • Germany$800.0M

    3.4% cost

Top outbound corridors

  • Myanmar$1.2B

    5.8% cost

  • Cambodia$300.0M

    4.1% cost

FX cost

What consumers pay above the interbank

Retail FX markup is the spread between the mid-market rate and the rate the consumer receives — the single largest friction point in small-ticket cross-border.

ASEAN QR corridors, Wise TH and DeeMoney push retail corridor costs below 2% on major routes.

Consumer FX markup vs 3% ceiling

0.0%benchmark 3.0%2.4%

Benchmark 3% is the G20 target for average remittance corridor cost; above the mark is expensive by policy standard.

Trend · compressing

Bank of Thailand (BOT)

Stablecoin posture · regulated

SEC Thailand regulates stablecoins under the Digital Asset Business Decree; BOT-SEC joint sandbox opened September 2025; THB stablecoin pilot in design.