Project XBY

Europe & Central Asia · GDP rank #22

Sweden

SE · SEK @ 0.1069/USD

Tab 08

Pulse

The preceding ~90 days of macro, regulation, product, funding and milestone events. Each item is primary-sourced; no trade-press echo.

  1. 3 weeks agomacro

    Riksbank holds rate at 1.75% for fifth consecutive meeting

    The Riksbank kept its policy rate unchanged at 1.75%, the fifth consecutive hold. Inflation remains below target; the rate path is signalled flat through end-2026 absent a material shock.

    • #riksbank
    • #monetary-policy

    Source: Sveriges Riksbank

  2. 5 weeks agoregulation

    Riksbank to launch offline-card payments for essential goods from 1 July

    Governor Erik Thedeen confirmed that from 1 July 2026, offline card payments for essential goods will be possible under a Riksbank-led framework. The Bank also said it had begun investigating offline functionality for Swish.

    • #riksbank
    • #resilience
    • #offline-payments

    Source: Sveriges Riksbank

  3. 7 weeks agodata

    Klarna Q1 2026 swings to net profit on 138% Fair Financing GMV growth

    Klarna posted its first full quarter of net profit since the IPO, with Fair Financing gross merchandise volume up 138% year on year. The stock remains ~62% below its September 2025 NYSE debut despite the operating swing.

    • #klarna
    • #earnings
    • #bnpl

    Source: Klarna

  4. 2 months agoregulation

    Sweden sets March 2027 target for bank-offered instant payments

    The Riksbank's Payments Report 2026 issued an unusually blunt verdict: virtually no Swedish bank has yet offered customer-facing instant services beyond Swish. The Bank set a March 2027 target for either offering such services or publishing a credible plan.

    • #riksbank
    • #instant-payments
    • #rix-inst

    Source: Payment Expert / Sveriges Riksbank

  5. 3 months agoregulation

    Riksbank Payments Report 2026 recommends SEK 1,000 in cash per adult at home

    The Riksbank recommended that households keep around SEK 1,000 in cash per adult as part of broader payment-preparedness planning, citing geopolitical risk and Sweden's high level of digitalisation. The recommendation is non-binding but supported by the MSB.

    • #riksbank
    • #cash-preparedness
    • #resilience

    Source: Sveriges Riksbank

  6. 3 months agomilestone

    Swish exceeds 100m transactions in a single month for the first time

    Getswish confirmed Swish processed more than 100m transactions in May 2025, the first such month on record, and ended 2025 above 1.1bn total transactions. Adoption among Swedish adults reached ~86% per Getswish data.

    • #swish
    • #milestone

    Source: Swish / Getswish AB