Europe & Central Asia · GDP rank #22
Sweden
SE · SEK @ 0.1069/USD
Tab 05
Cross-border
Inbound and outbound remittance corridors, tourism flows, FX markup on retail cross-border, and the country's posture on stablecoin adoption. Corridor figures come from the World Bank RPW feed or the publishing central bank; both are cited when they disagree.
Reported inbound corridors
2 corridors
Reported outbound corridors
3 corridors
Avg. consumer FX markup
Trend · stable
Top inbound corridors
- Norway$900.0M
1.9% cost
- Germany$300.0M
1.3% cost
Top outbound corridors
- Finland$800.0M
1.2% cost
- Poland$300.0M
2.4% cost
- Iraq$200.0M
4.8% cost
FX cost
What consumers pay above the interbank
Retail FX markup is the spread between the mid-market rate and the rate the consumer receives — the single largest friction point in small-ticket cross-border.
Nordic-internal corridors (NO, DK, FI) are among the lowest-cost globally via Nordea, SEB and Danske Bank; EMI competitors (Wise, Revolut) have >1m Swedish customers combined.
Consumer FX markup vs 3% ceiling
Benchmark 3% is the G20 target for average remittance corridor cost; above the mark is expensive by policy standard.
Trend · stable
Riksbank
MiCA applies; Finansinspektionen is the competent authority; no SEK-pegged stablecoin issuer licensed yet.