East Asia & Pacific · GDP rank #28

Philippines

PH · PHP @ 0.0162/USD

Tab 08

Pulse

The preceding ~90 days of macro, regulation, product, funding and milestone events. Each item is primary-sourced; no trade-press echo.

  1. 6 days agodata

    Peso closes May at multi-year low as oil-import pressure tests BSP smoothing

    USD/PHP traded near 61.7 in the week to 22 May after a 12-month slide of more than 11%. BSP officials have publicly framed intervention as smoothing rather than defending a level, but commentary out of the Monetary Board signals discomfort if depreciation passes through to inflation.

    • #fx
    • #bsp
    • #macro

    Source: Bangko Sentral ng Pilipinas (BSP)

  2. 7 weeks agodata

    BSP confirms online payments hit 57.4% of retail transaction volume in 2024

    The latest Status of Digital Payments report puts online share of monthly retail transactions at 57.4% by volume and 59% by value in 2024, up from 52.8%/55.3% in 2023. BSP reiterated the 60-70% by 2028 target.

    • #bsp
    • #milestone
    • #data

    Source: Bangko Sentral ng Pilipinas (BSP)

  3. 2 months agoregulation

    BSP holds policy rate at 5.00% after February 25bp cut

    The Monetary Board left the target reverse repurchase rate unchanged at 5.00% on 26 March, citing a benign domestic inflation print but flagging oil-price volatility from Middle East tensions as a sensitivity.

    • #bsp
    • #macro
    • #rates

    Source: Bangko Sentral ng Pilipinas (BSP)

  4. 3 months agomilestone

    BSP and BancNet publish full-year 2025 InstaPay totals: 4.66B transactions, P11.55T value

    Combined InstaPay + PESONet value reached P24.7T in 2025 (+42% YoY); InstaPay volume more than tripled to 4.66bn transactions. The data drop confirms that retail flow has shifted decisively away from over-the-counter remittance pickup to in-app A2A.

    • #instapay
    • #pesonet
    • #data

    Source: BusinessWorld / BSP

  5. 3 months agoregulation

    BSP mandates use of standardised InstaPay and PESONet rails for digital banks and e-wallets

    BSP issued a circular requiring digital banks and EMIs to settle peso transfers via InstaPay or PESONet rather than proprietary closed loops. The change targets failed-transfer reliability and consumer-facing interop between GCash, Maya, and bank apps.

    • #bsp
    • #regulation
    • #interoperability

    Source: Bangko Sentral ng Pilipinas (BSP)

  6. 3 months agom&a

    Maya weighs US IPO of up to US$1bn — Bloomberg

    Bloomberg reported in mid-February that PLDT-backed digital bank Maya was sounding US underwriters for a listing of US$500m to US$1bn, ahead of any local PSE listing. Chairman Manuel Pangilinan subsequently hinted at a dual track.

    • #maya
    • #ipo
    • #fintech

    Source: Bloomberg